Credit Centre

For Canadian Residents (excluding Quebec):

* Interest accrues from the purchase transaction date and will be waived if each minimum monthly payment required during the promotional period is paid in full by its payment due date and the purchase price is paid in full by the plan expiration date. If not, interest will be charged at an Interest Rate of 28.8% per annum in accordance with the Consumer Cardholder Agreement.

†When installed through The Home Depot Installation Services.

On approved credit. Financing provided by Citi Cards Canada Inc. This offer is valid at The Home Depot Canada locations outside of the Province of Quebec. Offer not available to Quebec residents.

For Quebec Residents: 

* Credit charges on your promotional purchases will accrue from the date of purchase and will be waived if each minimum monthly payment required during the promotional period is paid in full by its payment due date and the purchase is paid in full by the plan expiration date.

If not, interest will be charged at a Credit Rate of 28.8% per annum in accordance with the Consumer Cardholder Agreement. During the promotional period, each minimum monthly payment is equal to 1% of Purchases or $10, whichever is greater, plus other amounts as described in your Consumer Cardholder Agreement and as set out in your Account Statement.

For Debt to which a Regular Financing Plan applies (as those terms are defined in the Consumer Cardholder Agreement), each minimum monthly payment is equal to 1% of total (i) unpaid Purchases and (ii) unpaid Cash Advances appearing on statements prior to the current statement as well as on the current statement (if any), plus related interest and any past due amounts, or $10, whichever is greater, plus other amounts as described in your Consumer Cardholder Agreement and as set out in your monthly Account Statement.

The billing period covered by each Account Statement will be approximately 28 to 31 days. There are no annual membership or renewal fees and the retailer does not charge any plan administration fees.

Examples of borrowing costs at the standard credit rate of 28.8% per annum (assuming a regular financing plan balance owing during a 30 day month covered by the Account Statement and no other credit plans, fees, additional payments or other charges). All amounts (rounded to the nearest cent) are as follows:

†When installed through The Home Depot Installation Services.

On approved credit. Financing provided by Citi Cards Canada Inc. This offer is valid at The Home Depot locations in the Province of Quebec only. 

For Canadian Residents (excluding Quebec):

* The 10% off offer is valid on Special Orders, excluding Special Order Wire. This offer is not valid on homedepot.ca transactions, The Home Depot^® gift cards or certificates, Installation Services, delivery charges, warranties, any other discounts or prior purchases, and cannot be combined with any other offer, promotion, special incentive program or deferred financing credit offer.

# The Regular Financing Plan applies to this offer. See the Consumer Cardholder Agreement for full terms and conditions.

** Interest accrues from the purchase transaction date and will be waived if each minimum monthly payment required during the promotional period is paid in full by its payment due date and the purchase price is paid in full by the plan expiration date. If not, interest will be charged at an Interest Rate of 28.8% per annum in accordance with the Consumer Cardholder Agreement.

^† On approved credit. Financing provided by Citi Cards Canada Inc. This offer is valid at The Home Depot locations in the Province of Quebec only.

For Quebec Residents: 

* The 10% off offer is valid on Special Orders, excluding Special Order Wire. This offer is not valid on homedepot.ca transactions, The Home Depot^® gift cards or certificates, Installation Services, delivery charges, warranties, any other discounts or prior purchases, and cannot be combined with any other offer, promotion, special incentive program or deferred financing credit offer.

# The Regular Financing Plan applies to this offer. See the Consumer Cardholder Agreement for full terms and conditions.

** Credit charges on your promotional purchases will accrue from the date of purchase and will be waived if each minimum monthly payment required during the promotional period is paid in full by its payment due date and the purchase is paid in full by the plan expiration date.

If not, interest will be charged at a Credit Rate of 28.8% per annum in accordance with the Consumer Cardholder Agreement. During the promotional period, each minimum monthly payment is equal to 1% of Purchases or $10, whichever is greater, plus other amounts as described in your Consumer Cardholder Agreement and as set out in your Account Statement.

For Debt to which a Regular Financing Plan applies (as those terms are defined in the Consumer Cardholder Agreement), each minimum monthly payment is equal to 1% of total (i) unpaid Purchases and (ii) unpaid Cash Advances appearing on statements prior to the current statement as well as on the current statement (if any), plus related interest and any past due amounts, or $10, whichever is greater, plus other amounts as described in your Consumer Cardholder Agreement and as set out in your monthly Account Statement. The billing period covered by each Account Statement will be approximately 28 to 31 days. There are no annual membership or renewal fees and the retailer does not charge any plan administration fees.

Examples of borrowing costs at the standard credit rate of 28.8% per annum (assuming a regular financing plan balance owing during a 30 day month covered by the Account Statement and no other credit plans, fees, additional payments or other charges). All amounts (rounded to the nearest cent) are as follows:

^† On approved credit. Financing provided by Citi Cards Canada Inc. This offer is valid at The Home Depot locations in the Province of Quebec only.

For Canadian Residents (excluding Quebec):

Equal monthly payments for this Equal Payment Plan purchase are determined by dividing the total purchase amount (including taxes) plus Total Interest by the number of months in the promotional period, rounded up to the nearest cent. Total Interest means the total amount of interest to be paid over the term of the promotional period. Interest on this total purchase amount (including taxes) will accrue at the promotional annual interest rate of 5.99% provided that if any monthly payment required to be made during the promotional period is not paid in full by its payment due date, or if any other payment which is required to be made under the Consumer Cardholder Agreement is not paid when required, the unpaid outstanding balance of such total purchase amount will immediately become an interest-bearing purchase to which interest charges at an annual interest rate of 28.8% will then apply.

◊ Offer valid only on contracts signed between June 7 and August 1, 2018. Installation must be completed by September 1, 2018. Offer valid through The Home Depot Installation Services only.

Call 1-800-Home Depot (1-800-466-3337) for a free in-home consultation. The Home Depot reserves the right to limit quantities to the amount reasonable for homeowners and our regular contractor customers. Some exceptions may apply. Not valid in combination with any other offer. See store associate for details.

On approved credit. Financing provided by Citi Cards Canada Inc. This offer is valid at The Home Depot Canada locations outside of the Province of Quebec. Offer not available to Quebec residents. Not valid in combination with any other offer.

For Quebec Residents: 

* Equal monthly payments for this Equal Payment Plan purchase are determined by dividing the total purchase amount (including taxes) plus Total Interest by the number of months in the promotionalf period, rounded up to the nearest cent. Total Interest means the total amount of interest to be paid over the term of the promotional period. Credit charges on this total purchase amount (including taxes) will accrue at the promotional annual credit rate of 5.99% provided that if any monthly payment required to be made during the promotional period is not paid in full by its payment due date, or if any other payment which is required to be made under the Consumer Cardholder Agreement is not paid when required, the unpaid outstanding balance of such total purchase a mount (including taxes) will immediately become an interest-bearing purchase to which credit charges at an annual credit rate of 28.8% will then apply.

During the promotional period, for Debt to which this Equal Payment Plan applies (as those terms are defined in the Consumer Cardholder Agreement), each minimum monthly payment due is equal to the monthly payment amount calculated as set out above plus other amounts described in your Consumer Cardholder Agreement and as set out in your monthly Account Statement.

For Debt to which a Regular Financing Plan applies (as those terms are defined in the Consumer Cardholder Agreement), each minimum monthly payment is equal to 1% of total (i) unpaid Purchases and (ii) unpaid Cash Advances appearing on statements prior to the current statement as well as on the current statement (if any), plus related interest and any past due amounts, or $10, whichever is greater, plus other amounts as described in your Consumer Cardholder Agreement and as set out in your monthly Account Statement. The billing period covered by each Account Statement will be approximately 28 to 31 days. There are no annual membership or renewal fees and the retailer does not charge any plan administration fees.

Examples of borrowing costs at the credit rate of 5.99% per annum and 28.8% per annum, respectively (assuming a financing plan balance owing during a 30 day month covered by the Account Statement and no other credit plans, fees, additional payments or other charges). All amounts (rounded to the nearest cent) are as follows:

◊ Offer valid only on contracts signed between June 7 and August 1, 2018. Installation must be completed by September 1, 2018. Offer valid through The Home Depot Installation Services only.

Call 1-800-Home Depot (1-800-466-3337) for a free in-home consultation. The Home Depot reserves the right to limit quantities to the amount reasonable for homeowners and our regular contractor customers. Some exceptions may apply. Not valid in combination with anyother offer. See store associate for details.

On approved credit. Financing provided by Citi Cards Canada Inc. This offer is valid at The Home Depot locations in the Province of Quebec only. Not valid in combination with any other offer.

For Canadian Residents (excluding Quebec):

* Equal monthly payments for this Equal Payment Plan purchase are determined by dividing the total purchase amount (including taxes) plus Total Interest by the number of months in the promotional period, rounded up to the nearest cent. Total Interest means the total amount of interest to be paid over the term of the promotional period. Interest on this total purchase amount (including taxes) will accrue at the promotional annual interest rate of 5.99% provided that if any monthly payment required to be made during the promotional period is not paid in full by its payment due date, or if any other payment which is required to be made under the Consumer Cardholder Agreement is not paid when required, the unpaid outstanding balance of such total purchase amount will immediately become an interest-bearing purchase to which interest charges at an annual interest rate of 28.8% will then apply.

◊ Offer valid only on contracts signed between June 7 and August 1, 2018. Installation must be completed by September 1, 2018. Offer valid through The Home Depot Installation Services only.

Call 1-800-Home Depot (1-800-466-3337) for a free in-home consultation. The Home Depot reserves the right to limit quantities to the amount reasonable for homeowners and our regular contractor customers. Some exceptions may apply. Not valid in combination with any other offer. See store associate for details.

On approved credit. Financing provided by Citi Cards Canada Inc. This offer is valid at The Home Depot Canada locations outside of the Province of Quebec. Offer not available to Quebec residents. Not valid in combination with any other offer.

For Quebec Residents: 

* Equal monthly payments for this Equal Payment Plan purchase are determined by dividing the total purchase amount (including taxes) plus Total Interest by the number of months in the promotionalf period, rounded up to the nearest cent. Total Interest means the total amount of interest to be paid over the term of the promotional period. Credit charges on this total purchase amount (including taxes) will accrue at the promotional annual credit rate of 5.99% provided that if any monthly payment required to be made during the promotional period is not paid in full by its payment due date, or if any other payment which is required to be made under the Consumer Cardholder Agreement is not paid when required, the unpaid outstanding balance of such total purchase amount (including taxes) will immediately become an interest-bearing purchase to which credit charges at an annual credit rate of 28.8% will then apply.

During the promotional period, for Debt to which this Equal Payment Plan applies (as those terms are defined in the Consumer Cardholder Agreement), each minimum monthly payment due is equal to the monthly payment amount calculated as set out above plus other amounts described in your Consumer Cardholder Agreement and as set out in your monthly Account Statement.

For Debt to which a Regular Financing Plan applies (as those terms are defined in the Consumer Cardholder Agreement), each minimum monthly payment is equal to 1% of total (i) unpaid Purchases and (ii) unpaid Cash Advances appearing on statements prior to the current statement as well as on the current statement (if any), plus related interest and any past due amounts, or $10, whichever is greater, plus other amounts as described in your Consumer Cardholder Agreement and as set out in your monthly Account Statement.

The billing period covered by each Account Statement will be approximately 28 to 31 days. There are no annual membership or renewal fees and the retailer does not charge any plan administration fees.

Examples of borrowing costs at the credit rate of 5.99% per annum and 28.8% per annum, respectively (assuming a financing plan balance owing during a 30 day month covered by the Account Statement and no other credit plans, fees, additional payments or other charges). All amounts (rounded to the nearest cent) are as follows:

◊ Offer valid only on contracts signed between June 7 and August 1, 2018. Installation must be completed by September 1, 2018. Offer valid through The Home Depot Installation Services only.

Call 1-800-Home Depot (1-800-466-3337) for a free in-home consultation. The Home Depot reserves the right to limit quantities to the amount reasonable for homeowners and our regular contractor customers. Some exceptions may apply. Not valid in combination with any other offer. See store associate for details.

On approved credit. Financing provided by Citi Cards Canada Inc. This offer is valid at The Home Depot locations in the Province of Quebec only. Not valid in combination with any other offer.

For Canadian Residents (excluding Quebec):

* The 10% off offer is valid on Special Orders, excluding Special Order Wire. This offer is not valid on homedepot.ca transactions, The Home Depot^® gift cards or certificates, Installation Services, delivery charges, warranties, any other discounts or prior purchases, and cannot be combined with any other offer, promotion, special incentive program or deferred financing credit offer.

# The Regular Financing Plan applies to this offer. See the Consumer Cardholder Agreement for full terms and conditions.

** Interest accrues from the purchase transaction date and will be waived if each minimum monthly payment required during the promotional period is paid in full by its payment due date and the purchase price is paid in full by the plan expiration date. If not, interest will be charged at an Interest Rate of 28.8% per annum in accordance with the Consumer Cardholder Agreement.

^† On approved credit. Financing provided by Citi Cards Canada Inc. This offer is valid at The Home Depot locations in the Province of Quebec only.

For Quebec Residents: 

* The 10% off offer is valid on Special Orders, excluding Special Order Wire. This offer is not valid on homedepot.ca transactions, The Home Depot^® gift cards or certificates, Installation Services, delivery charges, warranties, any other discounts or prior purchases, and cannot be combined with any other offer, promotion, special incentive program or deferred financing credit offer.

# The Regular Financing Plan applies to this offer. See the Consumer Cardholder Agreement for full terms and conditions.

** Credit charges on your promotional purchases will accrue from the date of purchase and will be waived if each minimum monthly payment required during the promotional period is paid in full by its payment due date and the purchase is paid in full by the plan expiration date.

If not, interest will be charged at a Credit Rate of 28.8% per annum in accordance with the Consumer Cardholder Agreement. During the promotional period, each minimum monthly payment is equal to 1% of Purchases or $10, whichever is greater, plus other amounts as described in your Consumer Cardholder Agreement and as set out in your Account Statement.

For Debt to which a Regular Financing Plan applies (as those terms are defined in the Consumer Cardholder Agreement), each minimum monthly payment is equal to 1% of total (i) unpaid Purchases and (ii) unpaid Cash Advances appearing on statements prior to the current statement as well as on the current statement (if any), plus related interest and any past due amounts, or $10, whichever is greater, plus other amounts as described in your Consumer Cardholder Agreement and as set out in your monthly Account Statement. The billing period covered by each Account Statement will be approximately 28 to 31 days. There are no annual membership or renewal fees and the retailer does not charge any plan administration fees.

Examples of borrowing costs at the standard credit rate of 28.8% per annum (assuming a regular financing plan balance owing during a 30 day month covered by the Account Statement and no other credit plans, fees, additional payments or other charges). All amounts (rounded to the nearest cent) are as follows:

^† On approved credit. Financing provided by Citi Cards Canada Inc. This offer is valid at The Home Depot locations in the Province of Quebec only.

For Canadian Residents (excluding Quebec):

Equal monthly payments for this Equal Payment Plan purchase are determined by dividing the total purchase amount (including taxes) plus Total Interest by the number of months in the promotional period, rounded up to the nearest cent. Total Interest means the total amount of interest to be paid over the term of the promotional period. Interest on this total purchase amount (including taxes) will accrue at the promotional annual interest rate of 5.99% provided that if any monthly payment required to be made during the promotional period is not paid in full by its payment due date, or if any other payment which is required to be made under the Consumer Cardholder Agreement is not paid when required, the unpaid outstanding balance of such total purchase amount will immediately become an interest-bearing purchase to which interest charges at an annual interest rate of 28.8% will then apply.

◊ Offer valid only on contracts signed between June 7 and August 1, 2018. Installation must be completed by September 1, 2018. Offer valid through The Home Depot Installation Services only.

Call 1-800-Home Depot (1-800-466-3337) for a free in-home consultation. The Home Depot reserves the right to limit quantities to the amount reasonable for homeowners and our regular contractor customers. Some exceptions may apply. Not valid in combination with any other offer. See store associate for details.

On approved credit. Financing provided by Citi Cards Canada Inc. This offer is valid at The Home Depot Canada locations outside of the Province of Quebec. Offer not available to Quebec residents. Not valid in combination with any other offer.

For Quebec Residents: 

* Equal monthly payments for this Equal Payment Plan purchase are determined by dividing the total purchase amount (including taxes) plus Total Interest by the number of months in the promotionalf period, rounded up to the nearest cent. Total Interest means the total amount of interest to be paid over the term of the promotional period. Credit charges on this total purchase amount (including taxes) will accrue at the promotional annual credit rate of 5.99% provided that if any monthly payment required to be made during the promotional period is not paid in full by its payment due date, or if any other payment which is required to be made under the Consumer Cardholder Agreement is not paid when required, the unpaid outstanding balance of such total purchase a mount (including taxes) will immediately become an interest-bearing purchase to which credit charges at an annual credit rate of 28.8% will then apply.

During the promotional period, for Debt to which this Equal Payment Plan applies (as those terms are defined in the Consumer Cardholder Agreement), each minimum monthly payment due is equal to the monthly payment amount calculated as set out above plus other amounts described in your Consumer Cardholder Agreement and as set out in your monthly Account Statement.

For Debt to which a Regular Financing Plan applies (as those terms are defined in the Consumer Cardholder Agreement), each minimum monthly payment is equal to 1% of total (i) unpaid Purchases and (ii) unpaid Cash Advances appearing on statements prior to the current statement as well as on the current statement (if any), plus related interest and any past due amounts, or $10, whichever is greater, plus other amounts as described in your Consumer Cardholder Agreement and as set out in your monthly Account Statement. The billing period covered by each Account Statement will be approximately 28 to 31 days. There are no annual membership or renewal fees and the retailer does not charge any plan administration fees.

Examples of borrowing costs at the credit rate of 5.99% per annum and 28.8% per annum, respectively (assuming a financing plan balance owing during a 30 day month covered by the Account Statement and no other credit plans, fees, additional payments or other charges). All amounts (rounded to the nearest cent) are as follows:

◊ Offer valid only on contracts signed between June 7 and August 1, 2018. Installation must be completed by September 1, 2018. Offer valid through The Home Depot Installation Services only.

Call 1-800-Home Depot (1-800-466-3337) for a free in-home consultation. The Home Depot reserves the right to limit quantities to the amount reasonable for homeowners and our regular contractor customers. Some exceptions may apply. Not valid in combination with anyother offer. See store associate for details.

On approved credit. Financing provided by Citi Cards Canada Inc. This offer is valid at The Home Depot locations in the Province of Quebec only. Not valid in combination with any other offer.